upi-split

Split a large UPI payment into ₹1,900 scans

New split

Split the bill. Skip the MDR.

From 15 Oct 2026, eligible merchant UPI above ₹2,000 can cost 0.4%. Drop a total like ₹4,500 and we cut it into 1900 + 1900 + leftover QRs.

01

Stay under ₹2,000

Charges hit eligible merchant payments above two thousand. Each QR stays at ₹1,900 plus a leftover.

02

Scan on screen

Every part becomes a live UPI QR. Show this page. GPay, PhonePe, Paytm, or any UPI app can scan it.

03

See the MDR skip

One ₹4,500 payment can cost ₹18. Split into 1900 + 1900 + 700 and that fee drops to zero.